Recreational Vehicle Insurance

Recreational vehicle insurance provides coverage for your camper or other off-road vehicles such as snowmobiles, boats…etc. Our dedicated agents can help tailor an insurance plan for your protection needs before your next adventure.

We offer the following coverage options:

  • Total loss replacement
  • Replacement cost of personal belongings
  • Emergency expense coverage
  • Comprehensive coverage
  • Towing and roadside assistance
  • Full-time liability
  • Stationary coverage
  • Medical insurance coverage
  • Uninsured motorist coverage
  • Suspend collision coverage when in storage

Some of the recreational vehicles we cover:

  • RV Camper
  • Off-Road Vehicles
  • Jet Ski
  • Snowmobile
  • All Boats
  • ATVs
  • UTVs
  • Buggies and Side by Sides
What is recreational vehicle insurance?

Recreational vehicle insurance is coverage designed for vehicles used for travel, camping, boating, and outdoor activities. It can help protect motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles from certain accidents and losses.

Does my auto insurance cover a camper trailer?

Your auto policy may provide liability coverage while you are towing a camper, but it may not cover damage to the camper itself. A separate camper policy can provide broader protection for theft, weather damage, accidents, and other covered losses.

What coverage should I consider for a boat?

When it comes to protecting your boat, we can help you explore coverage options such as liability, collision, comprehensive, medical payments, and protection for your equipment. If you’re a boat owner in Acton, Massachusetts, you may also want to consider towing or emergency assistance coverage for a little extra peace of mind while you’re out on the water.

Can ATV insurance cover property damage?

ATV liability coverage may help pay if you accidentally damage another person’s property while riding. It can also help with certain injury claims if you are responsible for an accident.

Is a Jet Ski covered by homeowners insurance?

Homeowners insurance may provide very limited coverage for a Jet Ski or personal watercraft. A separate policy is usually needed for liability, physical damage, theft, and accidents on the water.

Does motorhome insurance cover belongings inside the RV?

Motorhome insurance may include coverage for personal belongings such as clothing, camping supplies, electronics, and kitchen items. Coverage limits can vary, so travelers from Massachusetts should review how much protection is included.

Can I get insurance for a used recreational vehicle?

Yes! We can typically help you find coverage for used motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles. Coverage options and cost can vary depending on the vehicle’s age, condition, value, and any previous damage. We’ll work with you to find coverage that fits your recreational vehicle and how you plan to use it.

What is comprehensive recreational insurance coverage?

Comprehensive coverage can help pay for damage that is not caused by a collision. This may include theft, vandalism, fire, falling objects, or certain weather-related damage in Massachusetts.

Does recreational insurance cover accidents during transportation?

Coverage may be available if a boat, ATV, Jet Ski, or snowmobile is damaged while being transported on a trailer. The exact protection depends on the recreational policy, trailer coverage, and how the accident occurred.

How can I lower the cost of recreational insurance?

Choosing a higher deductible, maintaining a good driving record, completing safety courses, and bundling policies may help reduce premiums. Discounts and eligibility can vary among insurance companies serving Acton, Massachusetts.

Hours

  • Monday-Friday: 09:00 am - 05:00 pm
  • Weekend: Closed 
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Trusted Choice insurance partner logo
Insurance Services of New England membership logo
Massachusetts Association of Insurance Agents logo

Hours

  • Monday-Friday: 09:00 am - 05:00 pm
  • Weekend: Closed 
Trusted Choice insurance partner logo
Insurance Services of New England membership logo
Massachusetts Association of Insurance Agents logo
Refer-a-friend insurance program graphic
  • Acton Office
    Gallant Insurance Agency, Inc.
  • Pepperell Office
    L.F. Robbins Insurance Agency
  • Townsend Office
    L.F. Robbins Insurance Agency

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.